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Online quotes for six month premiums were gathered from three of the top 10 auto insurance carriers as identified by the National Association of Insurance Commissioners in the 10 largest metro areas using sample addresses in neighboring ZIP codes. Addresses were found using Redfin. com. We surveyed using three hypothetical profiles: A 30 year old single man, a 30 year old single woman, and 45 year old married couple with two teens an 18 year old woman and 19 year old man. Lower and higher income residential area info came from the Pew Research Center. The insurance business is governed by thousands of pages of insurance laws, regulations and rules that were originally intended to protect consumers and regulate the conduct of insurance companies and their agents and brokers.

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In this scenario, you may be able to have the owner or landlord pay for the damage with their homeowner's policy.

I've been tested and nothing was found: I was told I'm normal.

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In short, estimates should be considered preliminary and are based on a highly uncertain future trajectory; like all models, results would change if the underlying assumptions are modified.

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